1. Acceptance of Terms
By accessing or using Finsco (the 'Service'), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
2. Description of Service
Finsco is a capital allocation audit platform that analyzes publicly available financial filings (10-K, 10-Q, annual reports) to generate audit reports covering capital flow, return metrics, earnings quality, debt discipline, and moat assessment.
The Service is an analytical tool. It does not provide investment advice, buy/sell recommendations, or guarantees of financial outcomes.
3. No Investment Advice
All content and reports generated by Finsco are for informational and educational purposes only. They do not constitute investment advice, financial advice, trading advice, or any other form of professional advice. You should consult a qualified financial advisor before making investment decisions.
4. Data Sources and Accuracy
Finsco sources data from publicly available financial filings. While we strive for accuracy, we do not guarantee that the data or calculations are error-free, complete, or up-to-date. You are responsible for verifying any information before relying on it.
5. User Accounts
You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.
6. Intellectual Property
All content, trademarks, logos, and intellectual property on the Service are owned by Finsco. You may not reproduce, distribute, or create derivative works without our prior written consent.
7. Limitation of Liability
To the maximum extent permitted by law, Finsco shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, or any loss of data, use, or goodwill resulting from your use of the Service.
8. Modifications
We reserve the right to modify or discontinue the Service at any time. We may also revise these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the revised Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Finsco operates, without regard to conflict of law principles.
10. Contact
If you have questions about these Terms, please contact us at [email protected].