FinscoFinsco

Visa — Returns

$Open the interactive terminal to run `audit returns` with custom options.→
Capital FlowReturnsEarning QualityDebt DisciplineMoat
RETURN METRICS

TICKER: [US.V - Visa]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]


Parameter  Value
----------------
ROIIC LAG     3Y
Tax Rate   21.0%


[+] ROE Quality: Mean 28.4% (Mean > 15% = high quality)
[~] ROE Stability: CoV 50.7% (CoV < 10% = highly stable)
[+] ROIC Quality: Mean 33.4% (> 15% = high quality)
[+] ROIIC Efficiency: 139.1% (> 10% = value creating)
[+] ROIC Trend: 1.74%/yr (Slope > 0.5%/yr = strengthening moat)


Metric                  Value
-----------------------------
ROE CoV (Stability)     50.7%
ROIC Trend (Slope)   1.74%/yr


Period         ROE    ROTE    ROA   ROIC  ROIIC-3Y
--------------------------------------------------
2010 ANNUAL  11.8%  141.8%   8.9%      -         -
2011 ANNUAL  13.8%  109.2%  10.5%  20.0%         -
2012 ANNUAL   7.7%   47.2%   5.4%  22.6%         -
2013 ANNUAL  18.5%  129.3%  13.9%  27.7%         -
2014 ANNUAL  19.8%  127.6%  14.1%  32.0%   -203.9%
2015 ANNUAL  21.2%   94.8%  16.1%  35.1%   -123.6%
2016 ANNUAL  18.0%       -   9.4%  27.4%   -190.3%
2017 ANNUAL  19.7%       -   9.9%  26.8%     19.7%
2018 ANNUAL  29.2%       -  14.9%  30.3%     23.1%
2019 ANNUAL  36.0%       -  16.6%  33.8%     30.8%
2020 ANNUAL  29.8%       -  13.4%  28.8%    121.2%
2021 ANNUAL  34.8%       -  14.9%  31.9%     41.8%
2022 ANNUAL  44.0%       -  17.5%  41.1%     96.5%
2023 ANNUAL  45.9%       -  19.1%  46.5%   3240.7%
2024 ANNUAL  51.1%       -  20.9%  47.9%   -227.8%
2025 ANNUAL  53.4%       -  20.1%  49.2%    139.1%
audit returns
RETURN METRICS TICKER: [US.V - Visa] PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]
Parameter Value
----------------
ROIIC LAG 3Y
Tax Rate 21.0%
[+] ROE Quality: Mean 28.4% (Mean > 15% = high quality)
[~] ROE Stability: CoV 50.7% (CoV < 10% = highly stable)
[+] ROIC Quality: Mean 33.4% (> 15% = high quality)
[+] ROIIC Efficiency: 139.1% (> 10% = value creating)
[+] ROIC Trend: 1.74%/yr (Slope > 0.5%/yr = strengthening moat)
Metric Value
-----------------------------
ROE CoV (Stability) 50.7%
ROIC Trend (Slope) 1.74%/yr
Period ROE ROTE ROA ROIC ROIIC-3Y
--------------------------------------------------
2010 ANNUAL 11.8% 141.8% 8.9% - -
2011 ANNUAL 13.8% 109.2% 10.5% 20.0% -
2012 ANNUAL 7.7% 47.2% 5.4% 22.6% -
2013 ANNUAL 18.5% 129.3% 13.9% 27.7% -
2014 ANNUAL 19.8% 127.6% 14.1% 32.0% -203.9%
2015 ANNUAL 21.2% 94.8% 16.1% 35.1% -123.6%
2016 ANNUAL 18.0% - 9.4% 27.4% -190.3%
2017 ANNUAL 19.7% - 9.9% 26.8% 19.7%
2018 ANNUAL 29.2% - 14.9% 30.3% 23.1%
2019 ANNUAL 36.0% - 16.6% 33.8% 30.8%
2020 ANNUAL 29.8% - 13.4% 28.8% 121.2%
2021 ANNUAL 34.8% - 14.9% 31.9% 41.8%
2022 ANNUAL 44.0% - 17.5% 41.1% 96.5%
2023 ANNUAL 45.9% - 19.1% 46.5% 3240.7%
2024 ANNUAL 51.1% - 20.9% 47.9% -227.8%
2025 ANNUAL 53.4% - 20.1% 49.2% 139.1%