FinscoFinsco

Visa — Debt Discipline

$Open the interactive terminal to run `audit debt-discipline` with custom options.→
Capital FlowReturnsEarning QualityDebt DisciplineMoat
DEBT DISCIPLINE

TICKER: [US.V - Visa]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]


[+] Leverage (D/E): 0.35 (< 0.5 = conservative, > 1.5 = aggressive)
[+] Interest Coverage: 45.1x (> 5x = safe, < 2x = risky)
[-] Net Cash Company: No (Net debt < 0 = Buffett favorite)


Metric                     Value
--------------------------------
Avg D/E                     0.35
D/E Trend (Slope)       5.22%/yr
Last Interest Coverage     45.1x
Last Net D/E                0.21


Period       Total Debt  Equity   D/E  D/EBITDA  Coverage  Net D/E
------------------------------------------------------------------
2010 ANNUAL      44.00M  25.01B  0.00      0.0x     63.1x    -0.15
2011 ANNUAL           -  26.44B  0.00      0.0x         -    -0.08
2012 ANNUAL           -  27.63B  0.00      0.0x         -    -0.08
2013 ANNUAL           -  26.87B  0.00      0.0x         -    -0.08
2014 ANNUAL           -  27.41B  0.00      0.0x   1018.8x    -0.07
2015 ANNUAL           -  29.84B  0.00      0.0x   3026.0x    -0.12
2016 ANNUAL      15.88B  32.91B  0.48      1.5x     22.9x     0.31
2017 ANNUAL      18.37B  32.76B  0.56      1.4x     21.6x     0.26
2018 ANNUAL      16.63B  34.01B  0.49      1.2x     22.2x     0.25
2019 ANNUAL      16.73B  34.68B  0.48      1.0x     28.9x     0.26
2020 ANNUAL      24.07B  36.21B  0.66      1.6x     27.3x     0.21
2021 ANNUAL      20.98B  37.59B  0.56      1.3x     30.8x     0.12
2022 ANNUAL      22.45B  35.58B  0.63      1.1x     36.6x     0.19
2023 ANNUAL      20.46B  38.73B  0.53      0.9x     34.0x     0.11
2024 ANNUAL      20.84B  39.14B  0.53      0.8x     37.5x     0.23
2025 ANNUAL      25.17B  37.91B  0.66      0.9x     45.1x     0.21
audit debt-discipline
DEBT DISCIPLINE TICKER: [US.V - Visa] PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]
[+] Leverage (D/E): 0.35 (< 0.5 = conservative, > 1.5 = aggressive)
[+] Interest Coverage: 45.1x (> 5x = safe, < 2x = risky)
[-] Net Cash Company: No (Net debt < 0 = Buffett favorite)
Metric Value
--------------------------------
Avg D/E 0.35
D/E Trend (Slope) 5.22%/yr
Last Interest Coverage 45.1x
Last Net D/E 0.21
Period Total Debt Equity D/E D/EBITDA Coverage Net D/E
------------------------------------------------------------------
2010 ANNUAL 44.00M 25.01B 0.00 0.0x 63.1x -0.15
2011 ANNUAL - 26.44B 0.00 0.0x - -0.08
2012 ANNUAL - 27.63B 0.00 0.0x - -0.08
2013 ANNUAL - 26.87B 0.00 0.0x - -0.08
2014 ANNUAL - 27.41B 0.00 0.0x 1018.8x -0.07
2015 ANNUAL - 29.84B 0.00 0.0x 3026.0x -0.12
2016 ANNUAL 15.88B 32.91B 0.48 1.5x 22.9x 0.31
2017 ANNUAL 18.37B 32.76B 0.56 1.4x 21.6x 0.26
2018 ANNUAL 16.63B 34.01B 0.49 1.2x 22.2x 0.25
2019 ANNUAL 16.73B 34.68B 0.48 1.0x 28.9x 0.26
2020 ANNUAL 24.07B 36.21B 0.66 1.6x 27.3x 0.21
2021 ANNUAL 20.98B 37.59B 0.56 1.3x 30.8x 0.12
2022 ANNUAL 22.45B 35.58B 0.63 1.1x 36.6x 0.19
2023 ANNUAL 20.46B 38.73B 0.53 0.9x 34.0x 0.11
2024 ANNUAL 20.84B 39.14B 0.53 0.8x 37.5x 0.23
2025 ANNUAL 25.17B 37.91B 0.66 0.9x 45.1x 0.21