Visa — Earning Quality
EARNING QUALITY TICKER: [US.V - Visa] PERIOD: [2010-ANNUAL ~ 2025-ANNUAL] [+] Accruals Ratio: -2.1% (OCF > NI, excellent cash generation) [+] Cash Conversion: 119% (> 80% = strong, < 50% = weak) [+] FCF Conversion: 111% (> 80% = excellent quality) Metric Value -------------------------- Avg Accruals Ratio -2.1% Avg Cash Conversion 119% Avg FCF Conversion 111% Cash Conv Stability 30.9% Period Net Income OCF FCF Accruals Cash Conv FCF Conv ---------------------------------------------------------------------- 2010 ANNUAL 2.96B 2.69B 2.45B 0.8% 91.0% 82.9% 2011 ANNUAL 3.64B 3.87B 3.52B -0.7% 106.4% 96.7% 2012 ANNUAL 2.14B 5.01B 4.63B -7.2% 234.4% 216.8% 2013 ANNUAL 4.96B 3.02B 2.55B 5.4% 60.9% 51.4% 2014 ANNUAL 5.42B 7.21B 6.65B -4.6% 132.9% 122.7% 2015 ANNUAL 6.31B 6.58B 6.17B -0.7% 104.3% 97.7% 2016 ANNUAL 5.93B 5.57B 5.05B 0.6% 94.0% 85.2% 2017 ANNUAL 6.47B 9.32B 8.61B -4.2% 144.1% 133.1% 2018 ANNUAL 9.94B 12.94B 12.22B -4.3% 130.2% 122.9% 2019 ANNUAL 11.65B 12.78B 12.03B -1.6% 109.7% 103.2% 2020 ANNUAL 10.47B 10.44B 9.70B 0.0% 99.7% 92.6% 2021 ANNUAL 12.01B 15.23B 14.52B -3.9% 126.8% 120.9% 2022 ANNUAL 14.63B 18.85B 17.88B -4.9% 128.8% 122.2% 2023 ANNUAL 16.99B 20.75B 19.70B -4.2% 122.2% 115.9% 2024 ANNUAL 19.46B 19.95B 18.69B -0.5% 102.5% 96.1% 2025 ANNUAL 19.85B 23.06B 21.58B -3.2% 116.1% 108.7%
audit earning-quality
EARNING QUALITY
TICKER: [US.V - Visa]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]
[+] Accruals Ratio: -2.1% (OCF > NI, excellent cash generation)[+] Cash Conversion: 119% (> 80% = strong, < 50% = weak)[+] FCF Conversion: 111% (> 80% = excellent quality)
Metric Value--------------------------Avg Accruals Ratio -2.1%Avg Cash Conversion 119%Avg FCF Conversion 111%Cash Conv Stability 30.9%
Period Net Income OCF FCF Accruals Cash Conv FCF Conv----------------------------------------------------------------------2010 ANNUAL 2.96B 2.69B 2.45B 0.8% 91.0% 82.9%2011 ANNUAL 3.64B 3.87B 3.52B -0.7% 106.4% 96.7%2012 ANNUAL 2.14B 5.01B 4.63B -7.2% 234.4% 216.8%2013 ANNUAL 4.96B 3.02B 2.55B 5.4% 60.9% 51.4%2014 ANNUAL 5.42B 7.21B 6.65B -4.6% 132.9% 122.7%2015 ANNUAL 6.31B 6.58B 6.17B -0.7% 104.3% 97.7%2016 ANNUAL 5.93B 5.57B 5.05B 0.6% 94.0% 85.2%2017 ANNUAL 6.47B 9.32B 8.61B -4.2% 144.1% 133.1%2018 ANNUAL 9.94B 12.94B 12.22B -4.3% 130.2% 122.9%2019 ANNUAL 11.65B 12.78B 12.03B -1.6% 109.7% 103.2%2020 ANNUAL 10.47B 10.44B 9.70B 0.0% 99.7% 92.6%2021 ANNUAL 12.01B 15.23B 14.52B -3.9% 126.8% 120.9%2022 ANNUAL 14.63B 18.85B 17.88B -4.9% 128.8% 122.2%2023 ANNUAL 16.99B 20.75B 19.70B -4.2% 122.2% 115.9%2024 ANNUAL 19.46B 19.95B 18.69B -0.5% 102.5% 96.1%2025 ANNUAL 19.85B 23.06B 21.58B -3.2% 116.1% 108.7%