FinscoFinsco

MasterCardEarning Quality

$Open the interactive terminal to run `audit earning-quality` with custom options.
Capital FlowReturnsEarning QualityDebt DisciplineMoat
EARNING QUALITY

TICKER: [US.MA - MasterCard]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]


[+] Accruals Ratio: -2.9% (OCF > NI, excellent cash generation)
[+] Cash Conversion: 113% (> 80% = strong, < 50% = weak)
[+] FCF Conversion: 104% (> 80% = excellent quality)


Metric               Value
--------------------------
Avg Accruals Ratio   -2.9%
Avg Cash Conversion   113%
Avg FCF Conversion    104%
Cash Conv Stability  13.1%


Period       Net Income     OCF     FCF  Accruals  Cash Conv  FCF Conv
----------------------------------------------------------------------
2010 ANNUAL       1.85B   1.70B   1.55B      1.7%      91.9%     83.7%
2011 ANNUAL       1.91B   2.68B   2.51B     -7.3%     140.8%    131.5%
2012 ANNUAL       2.76B   2.95B   2.73B     -1.5%     106.9%     98.9%
2013 ANNUAL       3.12B   4.13B   3.84B     -7.2%     132.7%    123.1%
2014 ANNUAL       3.62B   3.41B   3.07B      1.4%      94.2%     85.0%
2015 ANNUAL       3.81B   4.10B   3.76B     -1.8%     107.7%     98.7%
2016 ANNUAL       4.06B   4.64B   4.25B     -3.1%     114.2%    104.8%
2017 ANNUAL       3.92B   5.66B   5.24B     -8.2%     144.7%    133.9%
2018 ANNUAL       5.86B   6.22B   5.72B     -1.5%     106.2%     97.6%
2019 ANNUAL       8.12B   8.18B   7.46B     -0.2%     100.8%     91.8%
2020 ANNUAL       6.41B   7.22B   6.52B     -2.4%     112.7%    101.6%
2021 ANNUAL       8.69B   9.46B   8.65B     -2.1%     108.9%     99.6%
2022 ANNUAL       9.93B  11.20B  10.10B     -3.3%     112.7%    101.7%
2023 ANNUAL      11.20B  11.98B  10.89B     -1.8%     107.0%     97.3%
2024 ANNUAL      12.87B  14.78B  13.59B     -4.0%     114.8%    105.5%
2025 ANNUAL      14.97B  17.65B  16.43B     -4.9%     117.9%    109.8%
audit earning-quality
EARNING QUALITY TICKER: [US.MA - MasterCard] PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]
[+] Accruals Ratio: -2.9% (OCF > NI, excellent cash generation)
[+] Cash Conversion: 113% (> 80% = strong, < 50% = weak)
[+] FCF Conversion: 104% (> 80% = excellent quality)
Metric Value
--------------------------
Avg Accruals Ratio -2.9%
Avg Cash Conversion 113%
Avg FCF Conversion 104%
Cash Conv Stability 13.1%
Period Net Income OCF FCF Accruals Cash Conv FCF Conv
----------------------------------------------------------------------
2010 ANNUAL 1.85B 1.70B 1.55B 1.7% 91.9% 83.7%
2011 ANNUAL 1.91B 2.68B 2.51B -7.3% 140.8% 131.5%
2012 ANNUAL 2.76B 2.95B 2.73B -1.5% 106.9% 98.9%
2013 ANNUAL 3.12B 4.13B 3.84B -7.2% 132.7% 123.1%
2014 ANNUAL 3.62B 3.41B 3.07B 1.4% 94.2% 85.0%
2015 ANNUAL 3.81B 4.10B 3.76B -1.8% 107.7% 98.7%
2016 ANNUAL 4.06B 4.64B 4.25B -3.1% 114.2% 104.8%
2017 ANNUAL 3.92B 5.66B 5.24B -8.2% 144.7% 133.9%
2018 ANNUAL 5.86B 6.22B 5.72B -1.5% 106.2% 97.6%
2019 ANNUAL 8.12B 8.18B 7.46B -0.2% 100.8% 91.8%
2020 ANNUAL 6.41B 7.22B 6.52B -2.4% 112.7% 101.6%
2021 ANNUAL 8.69B 9.46B 8.65B -2.1% 108.9% 99.6%
2022 ANNUAL 9.93B 11.20B 10.10B -3.3% 112.7% 101.7%
2023 ANNUAL 11.20B 11.98B 10.89B -1.8% 107.0% 97.3%
2024 ANNUAL 12.87B 14.78B 13.59B -4.0% 114.8% 105.5%
2025 ANNUAL 14.97B 17.65B 16.43B -4.9% 117.9% 109.8%