FinscoFinsco

MasterCard — Returns

$Open the interactive terminal to run `audit returns` with custom options.→
Capital FlowReturnsEarning QualityDebt DisciplineMoat
RETURN METRICS

TICKER: [US.MA - MasterCard]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]


Parameter  Value
----------------
ROIIC LAG     3Y
Tax Rate   21.0%


[+] ROE Quality: Mean 99.1% (Mean > 15% = high quality)
[~] ROE Stability: CoV 57.2% (CoV < 10% = highly stable)
[+] ROIC Quality: Mean 186.6% (> 15% = high quality)
[+] ROIIC Efficiency: 188.5% (> 10% = value creating)
[~] ROIC Trend: -18.40%/yr (Slope > 0.5%/yr = strengthening moat)


Metric                    Value
-------------------------------
ROE CoV (Stability)       57.2%
ROIC Trend (Slope)   -18.40%/yr


Period          ROE     ROTE    ROA    ROIC  ROIIC-3Y
-----------------------------------------------------
2010 ANNUAL   35.5%    46.2%  20.9%       -         -
2011 ANNUAL   32.5%    45.5%  17.8%  361.2%         -
2012 ANNUAL   39.9%    53.5%  22.1%  275.4%         -
2013 ANNUAL   41.6%    54.8%  21.9%  280.3%         -
2014 ANNUAL   53.3%    79.4%  23.6%  305.6%   1335.5%
2015 ANNUAL   63.2%   114.2%  23.4%  197.0%     83.8%
2016 ANNUAL   71.8%   127.7%  21.7%  196.2%    136.6%
2017 ANNUAL   71.6%   298.2%  18.4%  203.7%     93.5%
2018 ANNUAL  108.6%   390.6%  23.6%  225.2%    218.9%
2019 ANNUAL  137.8%  1784.2%  27.8%  173.2%    480.6%
2020 ANNUAL  100.3%        -  19.1%   98.3%     32.4%
2021 ANNUAL  118.8%        -  23.1%   86.0%     33.0%
2022 ANNUAL  157.7%        -  25.6%   88.7%     28.2%
2023 ANNUAL  161.6%        -  26.4%  101.0%     95.4%
2024 ANNUAL  198.5%        -  26.8%   99.1%    109.4%
2025 ANNUAL  193.5%        -  27.6%  108.3%    188.5%
audit returns
RETURN METRICS TICKER: [US.MA - MasterCard] PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]
Parameter Value
----------------
ROIIC LAG 3Y
Tax Rate 21.0%
[+] ROE Quality: Mean 99.1% (Mean > 15% = high quality)
[~] ROE Stability: CoV 57.2% (CoV < 10% = highly stable)
[+] ROIC Quality: Mean 186.6% (> 15% = high quality)
[+] ROIIC Efficiency: 188.5% (> 10% = value creating)
[~] ROIC Trend: -18.40%/yr (Slope > 0.5%/yr = strengthening moat)
Metric Value
-------------------------------
ROE CoV (Stability) 57.2%
ROIC Trend (Slope) -18.40%/yr
Period ROE ROTE ROA ROIC ROIIC-3Y
-----------------------------------------------------
2010 ANNUAL 35.5% 46.2% 20.9% - -
2011 ANNUAL 32.5% 45.5% 17.8% 361.2% -
2012 ANNUAL 39.9% 53.5% 22.1% 275.4% -
2013 ANNUAL 41.6% 54.8% 21.9% 280.3% -
2014 ANNUAL 53.3% 79.4% 23.6% 305.6% 1335.5%
2015 ANNUAL 63.2% 114.2% 23.4% 197.0% 83.8%
2016 ANNUAL 71.8% 127.7% 21.7% 196.2% 136.6%
2017 ANNUAL 71.6% 298.2% 18.4% 203.7% 93.5%
2018 ANNUAL 108.6% 390.6% 23.6% 225.2% 218.9%
2019 ANNUAL 137.8% 1784.2% 27.8% 173.2% 480.6%
2020 ANNUAL 100.3% - 19.1% 98.3% 32.4%
2021 ANNUAL 118.8% - 23.1% 86.0% 33.0%
2022 ANNUAL 157.7% - 25.6% 88.7% 28.2%
2023 ANNUAL 161.6% - 26.4% 101.0% 95.4%
2024 ANNUAL 198.5% - 26.8% 99.1% 109.4%
2025 ANNUAL 193.5% - 27.6% 108.3% 188.5%