FinscoFinsco

MasterCard — Debt Discipline

$Open the interactive terminal to run `audit debt-discipline` with custom options.→
Capital FlowReturnsEarning QualityDebt DisciplineMoat
DEBT DISCIPLINE

TICKER: [US.MA - MasterCard]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]


[~] Leverage (D/E): 1.18 (< 0.5 = conservative, > 1.5 = aggressive)
[+] Interest Coverage: 27.0x (> 5x = safe, < 2x = risky)
[-] Net Cash Company: No (Net debt < 0 = Buffett favorite)


Metric                      Value
---------------------------------
Avg D/E                      1.18
D/E Trend (Slope)       20.45%/yr
Last Interest Coverage      27.0x
Last Net D/E                 1.09


Period       Total Debt  Equity   D/E  D/EBITDA  Coverage  Net D/E
------------------------------------------------------------------
2010 ANNUAL           -   5.21B  0.00      0.0x     53.0x    -0.59
2011 ANNUAL           -   5.87B  0.00      0.0x    138.8x    -0.64
2012 ANNUAL           -   6.92B  0.00      0.0x    199.2x    -0.30
2013 ANNUAL           -   7.48B  0.00      0.0x    328.6x    -0.48
2014 ANNUAL       1.49B   6.79B  0.22      0.3x    105.8x    -0.54
2015 ANNUAL       3.27B   6.03B  0.54      0.6x     82.9x    -0.41
2016 ANNUAL       5.18B   5.66B  0.92      0.8x     62.2x    -0.27
2017 ANNUAL       5.42B   5.47B  0.99      0.8x     43.8x    -0.09
2018 ANNUAL       6.33B   5.39B  1.17      0.7x     45.0x    -0.06
2019 ANNUAL       8.53B   5.89B  1.45      0.8x     43.3x     0.26
2020 ANNUAL      12.67B   6.39B  1.98      1.4x     21.5x     0.40
2021 ANNUAL      13.90B   7.31B  1.90      1.3x     23.7x     0.89
2022 ANNUAL      14.02B   6.30B  2.23      1.0x     27.0x     1.11
2023 ANNUAL      15.68B   6.93B  2.26      1.0x     25.4x     1.02
2024 ANNUAL      18.23B   6.49B  2.81      1.1x     25.3x     1.51
2025 ANNUAL      19.00B   7.74B  2.46      0.9x     27.0x     1.09
audit debt-discipline
DEBT DISCIPLINE TICKER: [US.MA - MasterCard] PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]
[~] Leverage (D/E): 1.18 (< 0.5 = conservative, > 1.5 = aggressive)
[+] Interest Coverage: 27.0x (> 5x = safe, < 2x = risky)
[-] Net Cash Company: No (Net debt < 0 = Buffett favorite)
Metric Value
---------------------------------
Avg D/E 1.18
D/E Trend (Slope) 20.45%/yr
Last Interest Coverage 27.0x
Last Net D/E 1.09
Period Total Debt Equity D/E D/EBITDA Coverage Net D/E
------------------------------------------------------------------
2010 ANNUAL - 5.21B 0.00 0.0x 53.0x -0.59
2011 ANNUAL - 5.87B 0.00 0.0x 138.8x -0.64
2012 ANNUAL - 6.92B 0.00 0.0x 199.2x -0.30
2013 ANNUAL - 7.48B 0.00 0.0x 328.6x -0.48
2014 ANNUAL 1.49B 6.79B 0.22 0.3x 105.8x -0.54
2015 ANNUAL 3.27B 6.03B 0.54 0.6x 82.9x -0.41
2016 ANNUAL 5.18B 5.66B 0.92 0.8x 62.2x -0.27
2017 ANNUAL 5.42B 5.47B 0.99 0.8x 43.8x -0.09
2018 ANNUAL 6.33B 5.39B 1.17 0.7x 45.0x -0.06
2019 ANNUAL 8.53B 5.89B 1.45 0.8x 43.3x 0.26
2020 ANNUAL 12.67B 6.39B 1.98 1.4x 21.5x 0.40
2021 ANNUAL 13.90B 7.31B 1.90 1.3x 23.7x 0.89
2022 ANNUAL 14.02B 6.30B 2.23 1.0x 27.0x 1.11
2023 ANNUAL 15.68B 6.93B 2.26 1.0x 25.4x 1.02
2024 ANNUAL 18.23B 6.49B 2.81 1.1x 25.3x 1.51
2025 ANNUAL 19.00B 7.74B 2.46 0.9x 27.0x 1.09