UnitedHealth — Earning Quality
EARNING QUALITY TICKER: [US.UNH - UnitedHealth] PERIOD: [2010-ANNUAL ~ 2025-ANNUAL] [+] Accruals Ratio: -2.6% (OCF > NI, excellent cash generation) [+] Cash Conversion: 140% (> 80% = strong, < 50% = weak) [+] FCF Conversion: 119% (> 80% = excellent quality) Metric Value -------------------------- Avg Accruals Ratio -2.6% Avg Cash Conversion 140% Avg FCF Conversion 119% Cash Conv Stability 10.3% Period Net Income OCF FCF Accruals Cash Conv FCF Conv ---------------------------------------------------------------------- 2010 ANNUAL 4.63B 6.27B 5.39B -2.6% 135.4% 116.4% 2011 ANNUAL 5.14B 6.97B 5.90B -2.7% 135.5% 114.8% 2012 ANNUAL 5.53B 7.16B 6.08B -2.0% 129.5% 110.1% 2013 ANNUAL 5.63B 6.99B 5.68B -1.7% 124.3% 101.0% 2014 ANNUAL 5.62B 8.05B 6.53B -2.8% 143.3% 116.1% 2015 ANNUAL 5.81B 9.74B 8.18B -3.5% 167.6% 140.8% 2016 ANNUAL 7.02B 9.79B 8.09B -2.3% 139.6% 115.3% 2017 ANNUAL 10.56B 13.60B 11.57B -2.2% 128.8% 109.6% 2018 ANNUAL 11.99B 15.71B 13.65B -2.4% 131.1% 113.9% 2019 ANNUAL 13.84B 18.46B 16.39B -2.7% 133.4% 118.4% 2020 ANNUAL 15.40B 22.17B 20.12B -3.4% 144.0% 130.6% 2021 ANNUAL 17.29B 22.34B 19.89B -2.4% 129.3% 115.1% 2022 ANNUAL 20.12B 26.21B 23.40B -2.5% 130.2% 116.3% 2023 ANNUAL 22.38B 29.07B 25.68B -2.4% 129.9% 114.7% 2024 ANNUAL 14.40B 24.20B 20.70B -3.3% 168.0% 143.7% 2025 ANNUAL 12.06B 19.70B 16.07B -2.5% 163.4% 133.3%
audit earning-quality
EARNING QUALITY
TICKER: [US.UNH - UnitedHealth]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]
[+] Accruals Ratio: -2.6% (OCF > NI, excellent cash generation)[+] Cash Conversion: 140% (> 80% = strong, < 50% = weak)[+] FCF Conversion: 119% (> 80% = excellent quality)
Metric Value--------------------------Avg Accruals Ratio -2.6%Avg Cash Conversion 140%Avg FCF Conversion 119%Cash Conv Stability 10.3%
Period Net Income OCF FCF Accruals Cash Conv FCF Conv----------------------------------------------------------------------2010 ANNUAL 4.63B 6.27B 5.39B -2.6% 135.4% 116.4%2011 ANNUAL 5.14B 6.97B 5.90B -2.7% 135.5% 114.8%2012 ANNUAL 5.53B 7.16B 6.08B -2.0% 129.5% 110.1%2013 ANNUAL 5.63B 6.99B 5.68B -1.7% 124.3% 101.0%2014 ANNUAL 5.62B 8.05B 6.53B -2.8% 143.3% 116.1%2015 ANNUAL 5.81B 9.74B 8.18B -3.5% 167.6% 140.8%2016 ANNUAL 7.02B 9.79B 8.09B -2.3% 139.6% 115.3%2017 ANNUAL 10.56B 13.60B 11.57B -2.2% 128.8% 109.6%2018 ANNUAL 11.99B 15.71B 13.65B -2.4% 131.1% 113.9%2019 ANNUAL 13.84B 18.46B 16.39B -2.7% 133.4% 118.4%2020 ANNUAL 15.40B 22.17B 20.12B -3.4% 144.0% 130.6%2021 ANNUAL 17.29B 22.34B 19.89B -2.4% 129.3% 115.1%2022 ANNUAL 20.12B 26.21B 23.40B -2.5% 130.2% 116.3%2023 ANNUAL 22.38B 29.07B 25.68B -2.4% 129.9% 114.7%2024 ANNUAL 14.40B 24.20B 20.70B -3.3% 168.0% 143.7%2025 ANNUAL 12.06B 19.70B 16.07B -2.5% 163.4% 133.3%