UnitedHealth — Returns

RETURN METRICS

TICKER: [US.UNH - UnitedHealth]
PERIOD: [2010-ANNUAL ~ 2025-ANNUAL]


Parameter  Value
----------------
ROIIC LAG     3Y
Tax Rate   21.0%


[+] ROE Quality: Mean 20.0% (Mean > 15% = high quality)
[~] ROE Stability: CoV 19.5% (CoV < 10% = highly stable)
[+] ROIC Quality: Mean 36.4% (> 15% = high quality)
[~] ROIIC Efficiency: -20.0% (> 10% = value creating)
[~] ROIC Trend: -1.15%/yr (Slope > 0.5%/yr = strengthening moat)


Metric                   Value
------------------------------
ROE CoV (Stability)      19.5%
ROIC Trend (Slope)   -1.15%/yr


Period         ROE     ROTE   ROA   ROIC  ROIIC-3Y
--------------------------------------------------
2010 ANNUAL  17.9%  2725.9%  7.3%      -         -
2011 ANNUAL  18.2%   337.8%  7.6%  53.1%         -
2012 ANNUAL  17.7%        -  6.8%  47.9%         -
2013 ANNUAL  17.5%        -  6.9%  39.0%         -
2014 ANNUAL  17.3%        -  6.5%  38.7%     21.1%
2015 ANNUAL  17.2%        -  5.3%  31.2%     13.9%
2016 ANNUAL  18.3%        -  5.8%  30.0%     17.1%
2017 ANNUAL  22.1%        -  7.8%  34.5%     28.0%
2018 ANNUAL  23.2%        -  8.1%  35.6%     36.1%
2019 ANNUAL  24.0%        -  8.2%  35.2%     72.9%
2020 ANNUAL  23.5%        -  8.0%  37.4%     44.6%
2021 ANNUAL  24.1%        -  8.4%  38.4%     42.6%
2022 ANNUAL  25.9%        -  8.4%  39.2%     74.1%
2023 ANNUAL  25.2%        -  8.5%  37.1%     46.5%
2024 ANNUAL  15.5%        -  5.1%  31.5%     25.2%
2025 ANNUAL  12.8%        -  4.1%  16.8%    -20.0%